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Leader Bank Coordinator Surakarta Central Java, Abunasor, delivered in 2013 the performance of BPD Bank of Central Java Surakarta targeted to grow 20%. "To the credit of 2013 target Rp 4, 4 trillion kraft paper rolls from Rp 3 achievements this year, 7 trillion. kraft paper rolls Regarding our credit expansion will increase the share of financing productive. To credit a permanent employee, but our main focus is to boost the productive credit, "said Abunasor. kraft paper rolls
Currently, he said, the portion of employee consumer finance kraft paper rolls is still reaching 85% and 15% of new productive credit. In 2014, toward the consumer finance and productive employee becomes 60:40. kraft paper rolls "In 2013 75:25 stages first."
Shifting this portion of the program is a national mandate to make the regional development banks (BPD) as a Regional Champion Bank (BRC). Abunasor resume, earning kraft paper rolls credits in BPD Bank of Central Java Surakarta predominantly kraft paper rolls to retail customers. "Because this is our focus for retail banking. 90% of our productive kraft paper rolls financing channeled to SMEs. " kraft paper rolls
According to him, SMEs constitute a considerable market kraft paper rolls potential. Because in addition to a lot of untapped banking segment, known to be more disciplined, especially SMEs in installments. "Our SME Credit for this in the category of healthy, with the position of the non-performing loan (NPL) under 1%."
Meanwhile, kraft paper rolls on the achievement of performance up to October 2012, Abunasor explain the asset is realized Rp 5 trillion from Rp 4 trillion plan. For third-party funding (TPF) has been realized Rp 4, 7 trillion from Rp 3 plans, 8 trillion. Then, for a realized profit of Rp247 billion from Rp221 billion kraft paper rolls targets.
Previously, Director of PD BPR Solo Bank, Kurlina Dwi Aryani, said in 2013 the Bank prepared the pursuit portion Solo 40% financing to SMEs. Currently, kraft paper rolls the portion of the new SME financing 15%. The rest, finance employees. This position, already higher than last year's SME loan portfolio which is only 5%.
"As of October this year, our lending to SMEs reached a value of 6 billion of our total financing worth Rp43, 8 billion," said Kurlina. In the early years, only 3 billion SME loans. "For the expansion of SME loans, we not only aim at customers of traditional market traders, but also entered into artisans and micro businesses." In the future, he added, marketing funds and bank loans will also be in separate Solo. "If the right one marketing can now raise funds at the same time lending. Going forward, the focus will be split in order. "
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