And as you already guess, the main basis of this lending is trust. From there might be said of cred

Here we inform you some sense of the definition of credit or credit by Big Indonesian Dictionary (KBBI). How to sell goods with no payment in cash (payment deferred and paid in installments). Borrowing money to refund payment in installments. The addition of the account balance, the remaining honeycomb core debt, capital, and data collection honeycomb core for savers.
In this case the definition of credit associated with the notion of discharge. So often we come across two different columns in a passbook. Namely debit column and the credit column. If credit means we add our money into savings, then the reverse flow is the reduction or withdrawal of our money from the bank.
So how does the credit if viewed in terms of its history? Some literature states that the credit is derived from the Greek "credere" or "credo" which means belief or trust or faith in the English language. Activities of an individual or business entity in order to make ends meet by borrowing hereinafter referred to as a credit.
And as you already guess, the main basis of this lending is trust. From there might be said of credit is then entered in the financial and banking terms today. Legally even the Banking Act No. 7 of 1992 defines plainly that the supply of money or credit is equivalent claims based on a borrowing agreement or contract between a company and another party that requires the borrower to pay off debts after a certain period with the amount of money, reward or profit sharing ".
Based on the definition of loans and credit terms described above, we can draw the conclusion that the credit transaction may occur or arise because there is a party borrowed money or goods to other parties which may cause the bill to the creditors. Another honeycomb core thing that can cause credit transaction is buying and selling activities for which payments will ditangguhakn within a specified period either in part or in whole.
Creditors are parties that provide accounts or credit or make loans to other parties. However, according to KBBI spelling creditors honeycomb core are creditors, not creditors (as well as the debtor, in written KBBI debtor, not the debtor). However, because the difference honeycomb core is not so significant, maybe we do not need to complicate.
Debtor honeycomb core is a party that is owed to another party that promised to be paid back in the future. Other parties who "lend" is commonly referred to as the creditor. In the context of banking, usually in debt or borrowing conduct a debtor require collateral or guarantees. If a debtor fails to pay the debt to the creditor, it creates something that we often hear as bad debts. A formal collection sometimes authorize the seizure and sale of collateral or property honeycomb core of the debtor to pay off or pay debts
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